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Banking services

Italian banks offer current, savings accounts, and joint accounts for couples (conto corrente cointestato). Moreover, some banks offer special conditions or accounts for special categories of customers, like children, young people, pensioners and students.
In general terms, no fees are charged when you withdraw cash from your own bank's ATM as well as when paying in shops within the country.

Before you decide to open a bank account, you should get all the information you may need! Banks can indeed offer different, more or less suitable solutions (i.e. fees included or not for account management, for the withdrawal of money, etc.).

Bank opening hours
Bank opening hours vary according to the bank and the town. Banks are usually open from 8.00 am or 8.30 until 1.00 pm or 1.30 pm and in the afternoons from 2.30 pm or 3.00 pm until 4.00 pm or 4.30 pm. Some banks are open on Saturday mornings.
On the day before a bank holiday, banks are often closed in the afternoon.
Bank branches at airports and railway stations have longer opening hours for money-changing services as do currency exchange bureaus in cities.

Did you know that 'a bank account' in Italian is 'un conto corrente'? Click here for a useful glossary !!!

Opening a bank account
Bank accounts can be opened in Italy by both residents and non-residents above 18 years of age. Foreigners working in Italy may open an account in order to pay in a salary and have a credit or debit card.
To open a bank account, you may be asked to provide one or more of the following documents:
- passport or valid ID;
- Tax Identification Code (Codice Fiscale);
- recent utility bill (as proof of address);
- Italian mobile phone number;
- residence certificate (or valid permit of stay) and proof of employment in Italy (work contract or payslip).

Check the necessary documentation with the bank of your choice.
Please remember also that the fees depend on the type of account you have opened.

Opening a post office account
Post offices also offer banking services and savings and current accounts. Any resident over the age of 18 may open a postal account. If you want to open one, you may need to provide one or more of the following documents:
- passport or valid ID;
- Tax Identification Code (Codice Fiscale);
- recent utility bill;
- Italian mobile phone number;
- residence certificate or valid permit of stay (Permesso di Soggiorno).

For further information, visit Poste Italiane.

Sources: Bank of Italy; Poste Italiane

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